Posts Tagged ‘Fun Stuff’

How to Stage Your Home for Mass Appeal

Wednesday, January 25, 2012 posted by tommi

    Close your eyes.  Picture multiple buyers, multiple offers and a bidding war.  Envision selling in days instead of months.  Feels pretty great being a real estate genius, doesn’t it?   So, how do you create “We’ve gotta have it!” and “We’ll offer more!”?   

In this Why Pay 6 Percent blog, we offer illusions, tips and tricks of the trade on the art of “Staging”.  We ask you to look with “new eyes” at your house.  Remember that your house is no longer “your home”…it is a product that is For Sale.   The challenge is objectivity.  The reward is mass appeal.  The genius is in knowing that real estate is a numbers game.  Better your odds by eliminating no one.  

If you are unsure of exactly what staging is, think new home builders.  Even though staging is a new concept to the resale home market, homebuilders have profited from staging for years.  Their model home parks take “picture yourself living here” to an art form.   They often sell entire subdivisions of homes, sight unseen, thanks to a few smartly decorated “model” homes.  

What can staging do for you?  Take a look at a couple of builders model homes.   You will quickly spot that everything is new, fresh and clean.  It smells good.  It’s light.  It’s bright.  The lawn makes you want to walk barefoot.  It’s very friendly.  It feels like home, maybe better than home.  Gottcha!  

When touring a model home, don’t focus on the furnishings, but how they are placed in  the room.  Notice the amount of light in the room and where it comes from.  Note what you don’t see…clutter, deer heads, dead plants.  All these little things you see, and don’t, create an illusion of warmth, openness and universal appeal that make buyers say “I could definitely live here”. 

You can also get practical ideas about staging on TV channels like HGTV and A&E.  Shows like “Designed to Sell” and “Sell This House” have great ideas and feature real homeowners.  Their websites, www.hgtv.com  and www.aetv.com feature show highlights and special topics to discover at your convenience.  Great staging idea’s can also be found in home magazines and websites.  And, in case you are short on time, we’ve done a little research for you.    

InfoTip 1:  First Impressions are formed in 15 Seconds

A buyer called to see inside.  Congratulations, your marketing is working and your curb appeal, appealed.  What can you do to make a good first impression?

      Buy a new Welcome mat.  Avoid cutesy.  Go classic.

      Shine up the door knob and knocker

      Mood Music, softly please.  Avoid lyrics’, opt for soft jazz or classics.

      Open the windows and air the house out.  If outside noises are not a problem and the weather cooperates, leave a few windows open.

      Adjust the inside temperature to an ideal setting.

      Flower Power— Flowers are cheap, create ambiance, add personality and cheer. 

      Smells—Good, clean, subtle smells are good.  Overpowering, disinfectant smells are used to cover something up and may also trigger allergies.

      Add a nice guest book and pen to invite comments.  Add small photo book picturing your house during a beautiful season.

      Turn on the lights in each room.  Well lit rooms show well.

      Open the drapes and blinds, but don’t expose ugly views.

      Highlight good views by drawing the eye to them.

      Light a few groupings of candles in appropriate areas.  Avoid strong scents.

      Remove all items considered “real estate”, before showing.  A good rule of thumb is, if it is attached or would leave a mark when removed, it stays with the house.  Many buyers refuse to close, or worse, they call an attorney, when they discover the dining room chandelier they “bought” is missing, the roses bushes have been dug up or the basketball goal has been stolen.

InfoTip 2:  Making a Grand Entrance

      Area Rugs break up the expanse of a floor space and make rooms feel smaller.

      Entry closets should be cleaned out.  Hanging Coats should not touch each other.

      Remove coat stands.

      The entrance into all rooms should be free of obstacles.

 InfoTip 3:  Bigger is Better

Create illusion of big rooms that people can picture their stuff in.  Think Spare, not Bare.

      Traffic Flow—You should be able to walk through every room in your house without being impeded by furniture.

      Counter Intelligence—Clear off all horizontal surfaces in the entire house.  Store the designer blender.  Decorate with a rosemary topiary, not functional items.

      Bigger is better does not apply to furniture.  Store oversized pieces.

      Re-paint dark rooms in light, neutral colors.  White reflects light-black absorbs it.

      Mirror, Mirror on the Wall–Seinfeld fans know mirrors create the “illusion of space”, feelings that there is a “whole other room in there”.  Mirror magic is highly effective on birds, and home buyers… Mirrors also add light, elegance, enhance views, show off mantels and shrink long, narrow hallways.

      Small pieces of furniture like footstools, end tables and throw rugs shrink space.

      Dining Room or Home Office?  Multi-tasking décor is confusing at best and screams that you have a lack of space and storage.  Computers do not belong in the dining room, ironing boards do not belong in spare bedrooms.  Stage each room for its intended purpose.  

InfoTip 4:  Hidden Treasures

Everyone needs Storage.  Covered Parking. Garages.  Attics.  Basements.  They may not count as finished square footage, but for homebuyers they count a great deal.

      Clean and light these areas before showing your home. 

      Use a label or sign to mark hidden doors or areas buyers might miss.

      Empty garages look bigger.  Pack the bikes, lawn equipment and trash cans.

      Basements should be aired out and free of mold and mildew. 

      Plywood can be placed in attics to create large, walk-in storage area’s.

      Hide things in storage boxes that slide under the bed.

      Lubricate the garage door.

 InfoTip 5:  Outdoor living rooms

When looking for ways to grow your space.  Look outside. 

      Balconies, patios or porches are living area’s, if staged properly. 

      Tables and chairs near your grill create another dining area.

      A comfortable lounger and coffee table create a reading nook.

      Healthy, potted plants can stage a greenhouse effect.

      Freshly mowed, green lawns have universal appeal.

      Outdoor lighting and sprinkler systems set a mood of relaxation. 

InfoTip 6:  Stimulate Imagination.  Buy this house and dreams come true.    

      Romantic, candle light dinners happen every night in this house… set your dining room table with your finest tableware.  Add a center piece and the stage is set.

      Use the romance and coziness of your fireplace to your advantage.  Place a pair of wine glasses and a vase of flowers on the coffee table in front of the fire.

      Sex Appeal.  Set the mood in your bedroom with fresh, fluffy linens, decorative pillows, candles and soft lighting.  Remove all personal items from view. 

      Well Healed His & Hers.  In the closet, like clothing should be grouped together.  Designate His and Her areas with his pants & shirts in his area, her blouses and dresses in hers.  Allow for space between each hanger.  Shoes should disappear.  Shelves should not over flow. 

      Anything provocative could spoil the mood.  Play it safe with displayed books, magazines and religious items. 

      Private Parts…bedrooms and bathrooms are private areas that people feel uncomfortable exploring.  To lessen feelings of intrusion, hide all personal care products in a basket under the sink.  Your Jacuzzi tub is sexier without the used razors and waxing creams.  Stage your bath as a place of retreat and quiet pampering.  Freshly hung, fluffy towels, candles, a basket of unused bath products de-personalize and give a bathroom the feel of a luxury hotel. 

InfoTip 7:  Real Life Issues Builders Never Face 

      Pets.  We love our Pets so much, this topic is painful to discuss.  Unfortunately, when buyer’s see pets, they start looking for trouble.  They immediately sniff for evidence of accidents.  They scrutinize for chewing, stains and scratches.  They rarely venture into the yard for fear of what they will step in.  You can’t pack your pet, so what can you do?

F     Cat Fanciers- Change the litter and sweep up daily.  Vacuum for hair.  Pack the kitty condo and all the toys.  Pick up the food bowls.  Freshen up bedding.  Brush your cat daily, so shedding is minimized.

F     Man’s Best Friend- If you can take your dog with you or to the neighbors, during a showing, do so.  If Doggie Day Care is available in your town, perfect.   Dogs who feel their job is to guard the house must be confined or taken off the premises.  Aggressive or barking dogs are best kept elsewhere until the house sells. 

Pick up the toys inside and out.  Scoop the lawn, daily.  Repair holes, paths, bare spots and damaged fencing.  Clean the pen.  Paint scratches on the door.  Remove feeding dishes and water bowls.  Vacuum daily.  Groom the dog and keep him clean.  Freshen his bedding.  Make it up to him when this is over. 

      Small Children—Can a two year old make selling difficult?   

As small as they are, they sure have a lot of stuff.  Try packing toys while they nap.  When you unpack in your new house, they will think it is Christmas.  Store the big life-size golf carts and doll houses.  Pack up most books.  Neaten their closets.  Clean out diaper pails, daily.  Move obstacles out of the entry or middle of their room.  Clear off bathroom countertops and hide bath toys under the sink.  

      Teenagers.  Bribe if necessary.

Scary, but their private space is now on public display.  They should make their bed every day, especially on weekends.  Take down the beads and re-hang the door.  Roll up those super model posters.  Get the TV, DVD, Computer, X-Box and Video Games stored out of view.  The closet is clean.  Clothes are put away.  Hide the spider collection and the magazines.  Repaint those purple walls boring white.  If a buyer is looking at the house, get out of bed, even if it is only 10:00 a.m., or get off the phone, turn off your TV and get out of the house.  Take comfort– a trip to the mall usually buys their forgiveness. 

Staging is a hard thing to live with everyday.  Thankfully, if you do it right, you won’t doing it for long.  One of those Looky Lou’s will picture themselves lounging and entertaining in your house in no time.  They will at long last become a homeowner and you will be recognized as a true, real estate genius.

Thank you for visiting Why6Percent.com.  Our turnkey marketing programs reach million of home buyers, from all over the world, each and every day.  We can help you sell and save money to!!

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Profitable 2012 Resolution:  Showcase and show off your home with great photo’s.

     Photographs are important and powerful tools in marketing real estate.    Statistics show that home sellers who provide numerous and good quality photographs of their property receive twice the amount of buyer interest than their competition.

When photographing your property, try to follow this advise from Dave Rezendes, #1 real estate photographer in the USA.

• Don’t assume that wider is better.  Sometimes a particular vignette or architectural detail will better convey the feeling of a house and give a stronger effect.

…. CLICK HERE TO FINISH READING THE ENTIRE ARTICLE

Thank you for visiting Why6Percent.com.   Make 2012 your year to SHOW and SELL!!!!

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Made in the USA School Supplies

Friday, July 8, 2011 posted by tommi

Americans spent a staggering $52 BILLION on “Back to School Supplies” in 2010.   

We believe that very little of your $52 BILLION spent at big box retailers benefited American companies and US workers. 

If you are worried about the future of the US economy….  If you care about the millions of unemployed and homeless Americans…Make a Pledge that in 2011 you will buy Back to School Supplies that are Made in the USA!!!    It’s that simple.  Keep your money in your pocket and Say “NO” to rewarding retailers and companies that sell out American companies and support foreign workers.

It’s easier than you think to find American Made Back to School Supplies.  Here is a short list of companies to get you started!

Backpacks  
Duluth Pack DuluthPack.com  
Trager ShoeBuy.com  
Tough Traveler ToughTraveler.com  
 
Lunchboxes  
Mimi the Sardine ReUseIt.com  
Laptop Lunch GreenFeet.com  
 
Pencils  
General Pencil GeneralPencil.com  
 
Pens/Markers  
Clementine Art ClementineArt.com  
LiquidMark RedAppleSupply.com  
EcoStars RedAppleSupply.com  
 
Paper/Notebooks  
Ampad BuyOnlineNow.com  
Basic brand SaleStores.com  
Mead (select items) OfficeSupplySanity.com  
New Leaf eConsciousMarket.com  
 
Computers/Accessories  
Union Built PC UnionBuiltPC.com  
Green Guru (laptop sleeve) Greenopia.com  
 
American Jeans  
Levis Capital E Nordstrom.com  
True Religion Jeans TrueReligionJeans.com  
Rock & Republic RockandRepublic.com  
Paige Premium Denim PaigePremiumDenim.com  
Robin’s Jean RobinsJean.com  
Frankie B. FrankieB.com  
Genetic Jeans GeneticJeans.com  
Hudson Jeans HudsonJeans.com  
Rich & Skinny RichandSkinnyJeans.com  
J-Brand JBrandJeans.com  
Earnest Sewn EarnestSewn.com  
Citizens of Humanity CitizensOfHumanity.com  
Rag & Bone Rag-Bone.com  
ReWash ReWashUSA.com  
 
American Socks  
Thorlo Thorlo.com  
ZKano ZKano.com  
Fox River Socks FoxSox.com  
 
American Shoes and Boots  
Alden Shoes AldenShoes.com  
Allen Edmonds AllenEdmonds.com  
New Balance (select) NewBalance.com  
 
American Clothing  
Hard Tail HardTailForever.com  
American Apparel AmericanApparel.com  
Basic Threads BasicThreadsUSA.com  
Fresh Produce FreshProduceClothes.com  
   

SOURCE Made in the USA Foundation

Thank you for visiting InfoTube.net.  We have been making InfoTubes and InfoBoxes here in the USA since 1988.  We appreciate your business and please visit our website for FREE home selling services.   Thank You!

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Paul Choi, a long time supporter of the American worker and American dream, complied a list of Links for People who are interested in fighting the Chinese import tsumani. 

If you would like to Vote for Made in the USA products, please CLICK HERE.    If you want to express your outrage about the outsourcing of American jobs, CLICK HERE.  If you want to reach our politicians and news reporters and tell them what you t hink about the Companies who are shipping jobs overseas, CLICK HERE!!

Thank you for helping InfoTube Fight for American Jobs and Products!!!  Your Money is Your Vote…Spend it Wisely!

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InfoTube, The Hillman Group and China

Thursday, May 26, 2011 posted by tommi

I am very happy to report that the public outcry about outsourcing American products, specifically Infotube and Infobox, to China has been encouraging, enlightening, motivating and best of all…it may be working to save jobs and keep American made products on the shelves.

As a result of your emails, calls, petitions, Facebook posts, etc. some strange things have happened.  We have been contacted by a US Senator, offering his assistance.  We have been interviewed on radio news and talk shows and our story has shown up in print across the country.   And, we still have our fingers crossed that we might receive a call from Diane Sawyer and ABC news about our story and products. 

If you haven’t told Diane and ABC what your favorite American products are, click this LINK and do so, today!  Please don’t forget to mention InfoTube and InfoBox!   

Perhaps, the most surprising outcome, so far, has been our two discussions with senior management at The Hillman Group.  Surprising, because it is happening at all.  Surprising, again, because we are each sharing information and I feel that everyone is sincere about wanting to reach a resolution. 

Rest assured that we won’t give up the fight until we hear that Crow Erickson will continue to sell Infotubes and InfoBoxes to our major d-i-y retail customers, like we have done for nearly two decades.

Sadly, during our meeting yesterday, Hillman management confirmed  that they have shipped some of the Chinese copycat product…identifible by its Yellow lid…to Home Depot, Lowes and Menards.   The retailers, in turn, hung it up in the sign department where the InfoTube and InfoBox used to proudly hang.  

Please ask for InfoTube and InfoBox by name at the store!!  Simply, refuse to purchase the Chinese Yellow Lid product.  You know what is at stake and your money is counted as your vote. 

A concerned consumer may have said it best in their reply to an email they received from the Hillman Group. 

“See, we American voters may truly be powerless, but we American consumers are not.  We are fed up watching big corporations, like yours, screw American businesses, and so if you think this lame email has calmed me, you are wrong.  I am just getting started.”  Cynn Chadwick

If you have a problem finding our products in the stores, you can purchase through our secure our website or through one of our valued, loyal internet vendors….many of whom took action on our behalf…even though by doing so, they face more sales competition.

Thank you again for your support, your comments and your encouragement.  If this little company can find a way to beat the competition over in communist China…then, so can other companies!  

Buy American and Support your Homeland!!!  We aren’t anti-chinese…we are just Pro-American!

Tommi Crow

President, Crow Erickson Inc.  1854A Hendersonville Rd #221 – Asheville, NC  28803.  1-800-858-6000

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For those of you who are following our struggle and have ask how you can help next…  

I think that continuing to send requests to ABC news (the direct link is below) would really be helpful for moving our negotiations forward and for highlighting this David and Goliath story.   

My recent experiences have proven that the tide of consumer awareness is shifting in our country.  The grass roots support for American business, workers and products is gaining momentum quickly and we all need to stay involved to turn our economy and future around.

I would encourage everyone to submit your favorite American made products to ABC News. 

http://abcnews.go.com/WN/MadeInAmerica/mailform?id=13599846

I hope to see a lot of love for InfoTube and InfoBox, of course, but I know that a lot of American businesses are fighting against the outsourcing tsunami, as well.   Each one of them would appreciate your support and there is no limit on the number of products you can submit.

Thank you again for all your help!!!!  Without you, we wouldn’t be here today.   Please mention us to ABC News…I would love to tell our story to Diane Sawyer

Tommi Crow

President, Crow Erickson, Inc

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FOR IMMEDIATE RELEASE 

National Home Improvement Stores Outsource American Jobs to China    Home Depot, Lowe’s vendor ignores U.S. patents, outsources popular INFOBOX®  

ASHEVILLE, North Carolina (May 10, 2011)—Recently, Hillman Group, vendor to national DIY home-improvement retail giants Lowe’s, Home Depot, and Menards, replaced the store’s popular American-made INFOTUBE® and INFOBOX® products with Chinese factory replicas. 

INFOTUBE® literature boxes were invented 23 years ago in a garage in Dallas, TX, to provide Realtors®, builders and homeowners with an affordable way to sell their homes. Today, millions of these patented real-estate literature boxes are being used in neighborhoods across America. 

In March, Hillman informed Crow Erickson it was replacing INFOTUBE® and INFOBOX® products effective immediately, leaving thousands of boxes stranded on the docks and effectively closing the doors of the Asheville, NC-based manufacturer and inventor. Caplugs® factory jobs in Erie, PA and Buffalo, NY will also be affected, two areas already hard hit in this economy. 

Crow Erickson’s patent attorney has inspected the Chinese product, currently available on Home Depot’s website, and it does appear to be copy of the INFOBOX® design, something Hillman insiders have conceded. The Chinese knockoff provides no cost savings to the consumer. 

This is not the first time Hillman has ignored U.S. patents and put American jobs in jeopardy, including the hundreds of disabled and handicapped American workers that Crow Erickson has employed at competitive wages in partnership with vocational rehabilitation centers.

 In the 1990s, Hillman tried to outsource INFOTUBE® products, a patent violation against which Crow Erickson took legal action. The settlement required Hillman to renew its contract for INFOTUBE® and agree not to compete in its product niche. 

Apparently Hillman is banking on the rising cost of lawsuits to deter the small, woman-owned business from pursuing legal remedy this time around. 

Crow Erickson has made numerous direct appeals to the Hillman Group and senior management at Lowe’s and Home Depot, citing its 20+ year successful partnership, patent concerns, and a desire to work with all parties for a mutually beneficial and cost-competitive resolution. 

To date, Crow Erickson has not been able to engage Hillman, Lowe’s or Home Depot in any meaningful discussion and has been left with no recourse other than pursue costly legal action or close its doors and watch another American-made product fall victim to Chinese factories. 

Crow Erickson is currently launching a public media campaign to save American jobs. More information can be found on www.infotube.net and the company’s blog. INFOTUBE® is also sponsoring an online petition to save American jobs from export to China which can be viewed and signed on The Petition Site at Help-Save-American-Jobs.

 Contact:

Tommi Crow

President, Crow Erickson, Inc.

800-858-6000 (o) 828-230-2260 (cel)

tommi@infotube.net

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Yesterday, I shared the story of our fight to save our small, US company from obliteration with my small circle of friends, family and collegues.    Our news must have hit a nerve in a number of people because the number of  Facebook posts, emails and phone calls I have received in support of our situation has been nothing short of phenominal!  

I have 3 Things to Report to You, so far!

First, WE ARE STILL IN BUSINESS!!!    We have received a number of calls from concerned customers that we are no longer manufacturing product.  I am happy to report that we are still working and don’t intend to stop anytime soon.    Everyone can order product directly from our website, via fax, phone or email.

Secondly, and sadly, we have received no response  from Lowes, Home Depot or The Hillman Group.

Thirdly, our fight to save the little, and in the scheme of things, perhaps insignificant, InfoBox and InfoTube has inspired and motivated so many of you.  Your support has really picked up morale here and words can’t express you how much we need it and how thankful we are.

Truefully, I’m not sure whether the idea of a chinese knockoff, swinging on “For Sale” signs in front of American homes, many of which are foreclosed, touched a raw nerve…or, whether the idea of a forced layoff of hard working Americans, many disabled and handicapped, was infuriating…or, whether the picture of one of the last American made products, being washed away in a chinese tsunami was just too much to take…but, the anger and frustration that you are expressing about our retailers and their lack of support for available American products is powerful, loud and clear!  WE DON’T UNDERSTAND AND WE HATE IT!

i pray that they are listening.  I have proudly worked with the largest retailers in the land for nearly 20 years.  My growth, as a company, I owe to them.  I still believe in them.  I believe that they care what their customers think and they want to deliver what we want to buy.   Your voice matters, so please keep sending those heartfelt emails and Facebook posts.   Eventually, our voice will reach someone in charge who cares.

Thank you for your support and for sharing our story with your friends and collegues.   I will issue updates and share any information or responses I receive, so you can follow our progress.   We hope every second of the day that we will have something good to report!

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Foreign Buyer’s Snapping Up US Property.

Wednesday, March 2, 2011 posted by tommi

Attention Why6Percent Realtor.com customers:  Due to growing foreign demand for American real estate…Realtor.com plans to offer a language translation service to reach non-english speaking homebuyers.

Foreign buyers are turning to the U.S. to buy “trophy properties,” according to a recent Wall Street Journal blog which added that demand is so strong, leading real estate website Realtor.com plans to add features, including a translation service, to help the influx of international buyers find real estate.

“They’re feeling that investing in U.S. real estate right now may be a more stable option than investing in their home countries,” Julie Reynolds, a Realtor.com spokesperson said.

Reynolds cited a National Association of Realtors survey that showed that 55% of foreign buyers paid cash in 2009, compared with about 8% of overall respondents.

In her WSJ blog, S. Mitra Kalita concluded that, “Given the shaky state of some markets and a still-tight lending environment, real-estate agents say the rush to market to foreign buyers only makes good business sense.”

And the National Association of Realtors findings back her up: It reported that between April 2009 and March 31, 2010, $66 billion of residential property — 7 percent of the total U.S. residential market — was sold to foreign nationals, recent immigrants and temporary visa holders.

“We have definitely seen an increase in international clients this year,” said Miami realtor, Ines Hegedus-Garcia. “What’s exciting is the fact that they are not interested in just single residential properties, but multiple properties as well as commercial and industrial. They are savvy cash buyers who do their homework and pull the trigger fast once the numbers make sense.”

On Realtor.com, traffic from countries in Western Europe, the Middle East, South America, and Asia has increased by more than 50% over the past two years with the foreigners targeting properties in Florida, California, Arizona, Texas, Georgia, New York, and Nevada.

At a local level, Realtors have also noticed the surge of interest from abroad: Last year 28% of them reported working with at least one international client in the previous year (2009 – 2010), up from 23% in 2008.

Here’s how the foreign interest in U.S. property breaks down: Canadians have make up the bulk of international buyers during the past 3 years; Mexicans the fastest growing; and buyers from the UK, stung by their own housing market collapse, have posted the steepest decline.

About 50 percent of international homebuyers said they wanted to move here and make the homes their primary residences; 25 percent bought vacation homes for their own use; 14% were bought residential rentals for investment; and another 14% said they wanted their purchases to double as their own vacation home and a rental.

Thank you for visiting Why6Percent.com.   Our customers receive all the benefits of advertising on the MLS and Realtor.com for a fraction of the money.  Visit our website for details and FAQ’s.    If you have a home to sell, it is time to Spring into action!!!

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   While Wall Street wrings its hands and pulls its hair over the banking problems and foreclosure moratorium, home seller’s and home builder’s have a BIG reason to celebrate.  Their competition dropped the ball!!!

The moratorium on foreclosures effectively removes ONE THIRD of all the homes For Sale from the market!!   33 Percent of the competition is GONE!!!   For how long, we don’t know…but, we do know that this is a RARE opportunity and all property seller’s should take full advantage of it.

What can home seller’s and builder”s do to take advantage of the Bank Error?

  • Realize that Time is of the Essense!  The banks will work hard and fast to get their inventory back on the market.  And, when they do, they will no doubt offer special incentives that individual seller’s can not compete against.  The clock is ticking…….
  • Price Right and Show Well!   If your home is priced right against its remaining competition, and it is staged, depersonalized and shows well, Your House Will Sell.
  • Marketing to the Masses is Key!    The MLS sells over 90% of all the homes in the United States.   If your home is not on the MLS, your chances of selling are less than 10%.   If money is tight, know that you don’t have to pay 6% for an MLS listing.  You can purchase an MLS listing for your Home for only $399.

Why6Percent.com believes that “a bank moratorium on foreclosure competition” is a very unique opportunity and the window is open for a short period of time, only.   We are here to help you . “The clock is ticking”.  Don’t let this unbelievable opportunity pass you by!!

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